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20

Jan

Living Life in the Fast Lane

Posted by Judy  Published in Uncategorized

I wrote this blog a few years ago but it bears repeating.

I  lived life in the fast lane for about 46 years. Fast Lane being driving like mad to get to work on time and driving like mad to get back to the day care or home for dinner. Driving my kids to all kinds of activities, making sure I remembered to work my parents in my life, keeeping my husband as the number one person in my life and just skidded, skated and drove around everything else. Fast lane meant balancing the budget, keeping up the house and being the forever concerned Wife, Mother, daughter, Sister and friend.

One of my favorite thoughts was Someday. You Know ‘Someday I am going to travel, make a lot of money, pay off the house, have friends over for a big party, dance all night long.’ My Someday list just goes on and on. Today, I have to make money to pay for the bills of yesterday. Tomorrow, I have to make money to pay for today, but darn it, soon Someday will come! My thoughts on Someday were kind of shot out of the sky on my birthday this year. My 87 year old Mother looked up at me and said, “Happy Birthday. I love you. You better start dancing now”.  Theres a thought. I need to embrace Someday before it gets completely away from me. Kids are all about grown now.

 Motorcycle riding is a sport a lot of people my age have taken up.   My Husband opened a Helmet business a few years ago www.agelessparlor.com and through him I have met some wonderful bikers. They are all enthusiastic about riding. The more I Listened the more I knew this was ”today” list material. It  Hasn’t turned out to be a cheap sport but, beats the heck out of sitting in front of the TV all week-end. Course with Alabama playing ball this fall, I’ll be there too if I am not rallying.

Stay Tuned.

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20

Jan

Potholes

Posted by Judy  Published in Uncategorized

We do not get a lot of snow in the South. When it comes like this week, it is almost a holiday with a party spirit. An Unexpected day off, a day of catching up or just plan goofing off. For all or you who live and deal with snow and ice, I want to say you have my up most admiration. It has to be a challenge.

Living life is a real challenge for each and every one of us.Your start down the highway with only clear sailing in your view. Hidden past the next curve is a large orange blinking sign, Detour, Road Work, Bridge out. The Detour takes you 20 miles out of your way onto an old dirt road that is full of potholes. Been there done that?

Maneuvering the Pot Holes  is a skill a motorcycle driver hones fast. Otherwise he is down among them on his side with scrapes, scratches, significant injuries or death. His bike is dented, stove up, busted, or just written off as a lost cause. Do you apply this same honed skill to the rest of your life? Unfortunately, I can’t say yes to that question. I run into potholes in my life all the time and sometimes I think I standing in the thing with two feet just waiting for the dirt to cover me.

It has been that way lately. This past year I ran into a  lot of ot holes and not sure whether I am going to survive them yet or not. Business is down. Credit is tight and I truly think the Government ought to take a look at the little guy. Got a  letter from one of my buyer’s  yesterday on today economy and the credit card crunch. Here is a little of my reply:

Mike, 

If you want to know the truth, we all need to get on our soap boxes and get something done for the little guy who is working everyday trying to make ends meet and for his years of work, credit card companies decide the man who has never missed a payment has too much debt, so they pull the card. While they are at it, they notify all the other companies through the credit bureau,who suddenly decide this man is a high risk and raise his interest rates to 37.99%. The US Federal Reserve Bank allows these rates to be as high as the banks want them to be. Oh they put up a few roadblocks for them last May and then gave them 8 months to come up with ways to circumvent the new rules, and the banks did.

We need to get the government to forgive our mortgage debts on houses that are now worth 30 to 40% less than they were when we bought them.They dole it out to GM, banks and foreign companies in the billions. Shouldn’t they address our needs.

I talked to my mortgage company last week. We can do a ”short sale” and they will forgive a hundred thousand. My house is now worth 40% less than when I bought it. The only problem is the hundred thousand now becomes income via a 1099 at the end of the year and we have to pay federal tax on it. My credit will also take a major hit like a foreclosure.

1. I like my house  and do not want to sell, but value in this area has gone down 40%. I will not live long enough for it to come back up. Should Jerry die I could not sell it as we had planned nor pay for it. He has been in bad health for several years with his heart and diabetes.

2.Our house has acreage (3 acres). Real Estate lady says none of the generation buying homes want to fool with acreage. They are too busy. We live in a rural area which until last year was the fastest growing place in Alabama. Last year the top realtor in our area told us only 10 houses in our price range sold and all at 40 to 60% less than the appraised value of two years ago. Who is going to buy it?

3. I sure as heck do not have tax money on $100,000.

That is my soap box! Give me a congressman who doesn’t take payoffs from the lobbyist and I will vote for him or her, Give me a man or woman who says American citizens who pays my salary will get the first benefit of my administration with lower debt, lower credit card and loan rates, more money for the elderly, the homeless and a tractor trailer loaded with money for each school in this country, and if this is not accomplished I will return the salary I was paid and I will vote the guy or woman into the oval office as will all my friends and their friends

In the meantime me and all the other little guys will keep on supporting this country with our labors, taxes and children.

Get out there and have fun and put this all behind you. Nothing like the wind in your face ripping through your shirts or pushing along.

Get on your bike while you can still afford the gas and forget your troubles as you look at the USA we work hard to make. Watch out for the potholes.”

Buy something else from me when you can. I need the business. www.agelessparlor.com

Judy

Here’s a new Helmet Maddie might be interested in.

It will look great with her purple rainsuit.

http://www.agelessparlor.com/products.asp?cat=39&pg=3

 

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5

Sep

Words of Wisdom

Posted by Judy  Published in Uncategorized

 Jerry and I have been married 46 years. We wonder where the time has gone. Just yesterday we were on the road to the town of Experience. It was fun making our own decisions as we traveled the road. In fact we thought no Adults before us had ever made any right decisions so we would be the first to have the perfect life. Now we are on the road to Regretville, regretting some of those decisions. This is what happens when you finally arrive at the town of Experience. You realize the errors you made and it is too late to change them. Our Neighbor, Mr. Taylor once said “You have to live a life to know it”. He was right. The beauty of the live you’ve lived includes triumphs, mistakes, joy, and sorrows.

We know if we were to live our life together over and be at the town of Experience at the beginning, we would do a few things different.  We would base our lives on this truth: “When you have your health, you have everything” and we would work hard to keep good health rules as part of our daily living.

1. We would spend more time in Church praising our Lord.

2. We would worry less about earning money and trust God for it.

3. We would base our life on living within our means.

4. We would help more people along the way.

Things we would not change:

We would still marry each other. Our love for each other has been our treasure and the catalyst our family has used for unity and joy. We would still have children. They are the glue that helps bind us. The joy they have brought and continue to bring to our lives cannot be measured. Each is so different, yet in some ways there is a thread running through all three of them with part of each of us, which makes their actions often so familiar it is like looking back in time. We would both keep our same vocations in life. Both of us have liked our jobs.(most of the time anyway!!)

 

Things we still hope to do:

1. Travel more.

2. Go on trips with our children and grandchildren.

3. Modernize our house.

4. Live long and prosper.

5. Embrace God’s purpose for our lives.

 August 24, 1963 to August 24, 2009, 46 wonderful years of living and loving and sharing our lives.

You can find our latest adventure selling on the internet, at www.agelessparlor.com or www.helmetsforfun.com

Visit us

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